Health Insurance
Health Plans
Group Plans
An employer-sponsored health plan that is offered to employees that meet a specific criteria. Typically, enrollees benefit from higher levels of coverage and more competitive premiums.
Individual Plans
Health insurance designed specifically for individuals and/or families.
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Health Savings Accounts (HSA's)
A marriage between a high deductible health plan and a tax favored savings account. These products offer tax advantages to both employers and employees. Persons purchasing individual coverage may also apply for an HSA.
Disability Income Policies
Long or Short Term Insurance that substitutes a portion of the insured's income, if the insured is unable to work as a result of illness or injury.
Long-Term Care
Provides a specific dollar benefit or a percent of expenses charged for nursing home care, home health care, and adult day care. This coverage helps to protect an insured's assts.
Group Health Plans
Provides coverage for individual and family dental health care.
Vision Insurance
Provides coverage for individual and family vision care.
Medicare Supplements
Insurance policy designed to cover "gaps" in Medicare parts A and B.
Section 125
A taxed advantaged account from which employees may draw money to pay for qualified medical expenses for themselves or their dependents.
