Health Insurance
Group Health Plans - An employer-sponsored health plan that is offered to employees that meet a specific criteria. Typically, enrollees benefit from higher levels of coverage and more competitive premiums.
Individual Health Plans - Health insurance designed specifically for individuals and/or families.
Health Savings Accounts (HSA's) - A marriage between a high deductible health plan and a tax favored savings account. These products offer tax advantages to both employers and employees. Persons purchasing individual coverage may also apply for an HSA.
Disability Income Policies - Long or Short Term Insurance that substitutes a portion of the insured's income, if the insured is unable to work as a result of illness or injury.
Long-Term Care - Porvides a specific dollar benefit or a percent of expenses charged for nursing home care, home health care, and adult day care. This coverage helps to protect an insured's assts.
Dental Insurance - Provides coverage for individual and family dental health care.
Vision Insurance - Provides coverage for individual and family vision care.
Medicare Supplements - Insurance policy designed to cover "gaps" in Medicare parts A and B.
Section 125 - A taxed advantaged account from which employees may draw money to pay for qualified medical expenses for themselves or their dependents.
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